3.0
Underwriters' Survey
Good brokers are first and foremost advocates for their clients. As part of this advocacy, good brokers also listen to their insurance carrier partners to better understand their view of the world, including their current appetite for risk. Woodruff Sawyer is in conversation with insurance carriers every day. For this section of Looking Ahead, we surveyed more than 40 insurance carriers with whom we place D&O insurance worldwide. We asked questions about the current risk environment, risk appetite, and future pricing expectations.
As we have in past years, we asked underwriters to share their thoughts regarding their answer to each question if they wanted to do so.*
*Some underwriter comments have been edited for clarity and brevity.
Q2
As you look out into 2026, should companies be more worried about shareholder litigation or government enforcement actions?
Q4
On a scale of 1 to 10, how likely are we to see a material amount of litigation and regulatory enforcement actions regarding “AI Washing” due to companies overhyping a product or service’s use of AI? 10 is 100% likely.
Q5
Industry-wide, do you expect D&O premium rates for mature public companies to go up, stay the same, or go down?
Q6
Industry-wide, do you expect D&O SIRs for mature public companies to go up, stay the same, or go down?
